Ok, so my entry for Jake's Awesome Fantasy Game Contest is going to be about fairytales. Not just any old tales, but specifically the kind where the young protagonst(s) begin with mundane problems--crippling mental or social weaknesses, family trouble, etc, and have to work them out through an arduous fantastic quest. Think The Labyrinth, Mirror Mask, Stardust, the Neverending Story, and so forth. A ton of classic tales have this quality as well, like Jack the Giant Killer, or even Hansel and Gretel. I myself dig a lot of George MacDonald's tales.
So! Help me (if you will) brainstorm a bunch of the sorts of problems that these heroes and heroines start with. I'll list a bunch, many from existing tales like those above:
Neglected by parents
Spoiled by parents
Abandoned by parents
Bullied and lonely